Isobel Lawrence
September 27, 2024
Reading time: 3 minutes
The best cashback sites that pay YOU to shop
Did you know you can make money shopping? Well, technically you get money back on your purchases. But in a time when we’re all strapped for cash, any money we can get back when we shop does us good.
There are many cashback apps and websites these days to help you get some of your money back every time you buy something. By using these platforms, you get cash rewards when you purchase goods and services.
Cashback sites make money from retailers tracking where traffic is coming from and then paying them for the lead. You, the consumer, then receives a small part of it. This payment initiative increases traffic and cashback sites can earn even more money from retailers.
HyperJar
You can earn money back on your everyday purchases by purchasing cash back vouchers through the free service HyperJar application. It’s like buying digital gift cards for yourself – except with a nice bonus of up to 20% instant cashback with big brands like Asda, Amazon, M&S, Primark, Boots, Just Eat and more . If you were to spend at these stores anyway, then you will get what you pay for.
Quidco and TopCashback
Two of the biggest cashback sites are Quidco.com And TopCashback.fr. They have agreements with thousands of retailers. Typical cashback payouts include 16.8% at ProteinWorks, up to £1,300 (yes, £1,300) on LV Life Insurance and up to £100 at Carphone Warehouse. Not too bad.
Cheddar
We recently discovered a new cashback app called Cheddar. It’s very simple to use and connects to your bank account securely to give you cash back every time you spend with your card. You spend normally with your credit card and if Cheddar has the retailer as a customer, you automatically get cashback. Cheddar claims you can earn up to £1,250 a year just by spending through them – a great way to earn passive income every time you shop.
Beginning of children
Kidstart.co.uk helps you save money for your children by shopping through the website. The cashback you earn when you shop is sent to your child’s bank account or Junior ISA – a great way to save for them with little effort. You can withdraw money from your child’s account when you have earned at least £10 in cashback.
Jam donut
JamDonut is an application that allows instant cashback. Yes, you read that right – instantly! You buy a gift card through the JamDoughnut app and get the cashback directly in your “Jar”. The points you can earn are different for each brand or store. This can range from 3% to 20%. On average, this represents around 7-8% of your total purchase. You can see exactly what percentage you can earn under each brand’s icon. Once you reach £10 or more, you can withdraw the money from your wallet and transfer it to your bank account.
Smart payment
Other cashback choices include Smart payment. This is a supermarket cashback app where you can get cashback on your grocery store – and sometimes even free groceries! Keep your receipt when you shop and upload a photo of it to the app. You will then receive money into your bank account or PayPal. The app is available to download for free on iPhone and Android and is in partnership with Tesco, Sainsbury’s, Morrisons, Asda, Aldi, Lidl and more.
Airtime Rewards
Another popular choice is Airtime Rewards. When you shop at Morrisons and Waitrose or spend money at many other high street retailers and restaurants, you can take cash out of your phone bill or free credits for paying customers. Simply connect the app to your Mastercard or Visa credit or debit card and shop as normal. Cashback works on most major networks and allows you to earn between 1% and 10% cashback. Plus, there is no limit to the amount you can win!
Referral Codes
Another great way to earn money from your shopping habits is to collect referral codes when you purchase goods and services. Send them to your friends and family to use when they shop or sign up with these retailers – and earn passive income! Referral codes are a win-win for consumers because they often give money or gifts to the person sending them, And they make money for the new person who uses them.
Over 5,000 companies and apps offer referral codes and you can earn money over and over again if more friends and family use your code when they sign up. A smart way to get more people to use your code, outside of your friends and family, is to create a free page on Referralcodes.com. Once you create your page and add all the referral codes you have, others will be able to find them, use them for their own purchases and you will reap the rewards.
